Final Expense Insurance is a small Whole-Life policy with a death benefit ranging from $10K–$50k. The purpose of final expense insurance is to provide coverage for expenses that the deceased has left behind, for example, funeral costs, medical costs, and temporary funds to cover mortgage or rent payments for a couple of months while the estate is finalized. Final expense insurance can cover individuals from age 45 up to age 89, and coverage extends to age 121.

Final Expense is ideal for seniors whose kids are all grown and own a home that is either paid off in full or has a small remaining mortgage to pay. Final Expense also builds small cash value that may be borrowed against in case of emergency to assist with premium payment or other external costs.

Benefits of Final Expense Insurance

• Affordable Whole Life
• $10-$50k
• No Medical Exam
• Same Day approval
• Up to Age 89
• Fixed Premiums
• Cash Value
• Critical Illness (Heart Attack, Stroke, HIV, Cancer, etc.)