Pre-Existing Conditions
Insurance for Pre-Existing Conditions
What Is Guaranteed Issue Whole–Life?
Guaranteed Issue primary purpose is to cover individuals with pre-existing conditions ( ex. heart attack, stroke, cancer, HIV etc.). Guaranteed issue involves no underwriting - you can’t be denied for health reasons. The benefits from guaranteed issue whole life insurance can lend a helping hand for your loved ones during difficult times.
Guaranteed Acceptance
Within the first 24 months, individuals are guaranteed - 110% return - of - Premium if they died in the first 2 years, once the initial 24 months has passed, the insured is fully covered for the face amount/ death benefit requested and receives permanent protection for life as long as premiums are paid on time.
Guaranteed Issue - Up to $50K in Coverage
Get Guaranteed Issue Whole Life Insurance starting with coverage from $5,000 all the way to $50,000 face amount/death benefit.
Benefits of Guaranteed Insurance Whole-Life
- Affordable Premium
- 5K to 50K
- No medical exam
- Up to Age 85
- Fixed Premium
- Cash Value
- Critically ill (Heart Attack, Stroke, HIV, Cancer etc.)