Pre-Existing Conditions

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Insurance for Pre-Existing Conditions

What Is Guaranteed Issue Whole–Life?

Guaranteed Issue primary purpose is to cover individuals with pre-existing conditions ( ex. heart attack, stroke, cancer, HIV etc.). Guaranteed issue involves no underwriting - you can’t be denied for health reasons. The benefits from guaranteed issue whole life insurance can lend a helping hand for your loved ones during difficult times.

Guaranteed Acceptance

Within the first 24 months, individuals are guaranteed - 110% return - of - Premium if they died in the first 2 years, once the initial 24 months has passed, the insured is fully covered for the face amount/ death benefit requested and receives permanent protection for life as long as premiums are paid on time.

Guaranteed Issue - Up to $50K in Coverage

Get Guaranteed Issue Whole Life Insurance starting with coverage from $5,000 all the way to $50,000 face amount/death benefit.

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Benefits of Guaranteed Insurance Whole-Life

  • Affordable Premium
  • 5K to 50K
  • No medical exam
  • Up to Age 85
  • Fixed Premium
  • Cash Value
  • Critically ill (Heart Attack, Stroke, HIV, Cancer etc.)